💳 Credit Card – Smart, Secure & Rewarding Payments
Experience financial freedom with Crednova Fintech’s Credit Cards, designed to make your spending smarter and more rewarding. From shopping and dining to travel and lifestyle, our cards offer unmatched convenience, exclusive offers, and flexible repayment options.
✅ Key Features of Credit Card:
- Wide acceptance for online & offline payments
- Attractive cashback, discounts & reward points
- Flexible credit limit tailored to your profile
- Easy EMI conversion on large purchases
- Secure transactions with advanced safety features
24×7 customer support for seamless service
📄 Required Documents:
- KYC (PAN, Aadhaar, etc.)
- Income proof (Salary slips, ITR, or bank statements)
- Address proof
Recent passport-size photograph
✨ With Crednova Fintech’s Credit Card, enjoy the perfect mix of convenience, savings, and security—making every spend more rewarding.
💳 Key Features of Our Credit Card
- Wide acceptance for online & offline purchases
- Attractive cashback, discounts & reward points on spends
- Flexible credit limit based on your profile and income
- Easy EMI conversion on high-value transactions
- Advanced security features for safe and secure payments
- 24×7 customer support for assistance anytime
📄Basic Eligibility & Documents:
- Age: Minimum 21 years
- Documents Required: Valid ID proof, address proof, and income proof
- Employment: Salaried professionals, self-employed individuals, and business owners
✨ With Crednova Fintech’s Credit Card, you get the perfect blend of convenience, rewards, and security. Make every transaction smarter, easier, and more rewarding. Apply online today and enjoy exclusive benefits!
FAQs
- A credit card is a plastic card issued by a financial institution, such as a bank, that allows you to borrow money to make purchases or pay for services. It provides a line of credit, which you can use for transactions, subject to repayment with interest.
- Credit cards work by allowing you to make purchases on credit. When you use your card, the issuer lends you the money for the transaction. You are then required to repay the borrowed amount, either in full or in minimum monthly installments.
- A credit limit is the maximum amount of money you can borrow on your credit card. It’s set by the card issuer based on your creditworthiness and financial situation.
- The APR is the interest rate applied to any outstanding balances on your credit card. It represents the cost of borrowing and can vary depending on the type of transaction (purchases, cash advances) and your credit history.
- Minimum monthly payments are the smallest amount you must pay each month on your credit card balance. It typically includes interest and a portion of the principal balance. Paying only the minimum can lead to long-term debt and higher interest costs.