Aadhar Housing Home Loan

Info

Customer Full Name *

Customer Email *

Customer Phone Number *

Employment Type *

Requirement (Loan Amount) *

PAN Card Number *

Personal Detail

Co-Applicant Details

Co-Applicant Name

Co-Applicant Aadhar No

Co-Applicant Pan Number

Co-Applicant DOB

Co-Applicant Email

Co-Applicant Mobile Number

Co-Applicant Gender

Co-Applicant Mother Name

Co-Applicant Marital Status

Co-Applicant Spouse Name

Co-Applicant Spouse Employment

Applicant Details

Aadhar Number

Date of Birth

Gender

Mother Name

Marital Status

Spouse Name

Spouse Employment Status

Job Details

Industry Type

Employer Type

Employer Name

Specific Employment Type

Current Job Vintage

Total Job Experience

Job Function

Employer Sector

Employer Website

Employer Website Name

Address

Office Address

Distance between Home & Office (in KM)

Office Address

Office Pincode

Office District

Office State

Current Address

Current Residence Address

Current Address Pincode

Current District

Current State

Residence Type

Residing With

Any Residence Utility Bill

Holder of Utility Bill(Residence)

Period at Same Current Address

Permanent Residence Address

Is Permanent Address Same

Permanent Address

Permanent Address Pincode

Permanent Address District

Permanent Address State

Income & Banking Details

Income Details

Gross Salary Per Month

Net Salary Per Month

Salary Mode

Banking Details

Salary credited in Salary Account

Salary Bank Account Name

Having Other Saving Account

No of Saving Account

Saving Bank Account Name

Debt Details

Any Loan Running

Type of Loan Running

Existing EMI Paid

Any EMI Bounced in Last 6 Month

No of EMI Bounced

Any Settlement in Last 5 Years

Amount of Settlement

Any Loan Amount Overdue

Overdue Amount

Collateral Details

Property Type

Property Status

Legal Status

Technical Status

MAP Aproved

Property Market Value

Registry Value

ATS Value

Seller Name

Seller PAN Number

Other Details

Director in any Company

No of Company Director

Name of Company

Any Political Connection

Specify Link

Payslip Received

No of Payslip

TDS Deducted

EPF Deducted

Reference 1

Reference 1 Name

Reference 1 Mobile Number

Reference 1 Email

Reference 1 Address

Reference 2

Reference 2 Name

Reference 2 Mobile Number

Reference 2 Email

Reference 2 Address

Right Documents - Easy Process

Required Documents to Apply for Aadhar Home Loan

For salaried

KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of Documents) ,Foreclosure Statement & SOA (Statement of Account) if BT Case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details

For self-employed individuals

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if New purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of Documents) ,Foreclosure Statement & SOA (Statement of Account) if BT Case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is

Company-MOA, AOA, COI , PAN Card
Partnership Firm/LLP- Partnership Deed & PAN Card
Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

KYC means Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

Company : Directors
Partnership firm/LLP : Partners
Proprietorship Firm : Spouse of Proprietor

2. If HL is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

About Aadhar Home Loan

Many people have the desire to own a house. They work arduously and devotedly for years to gather the money needed to purchase a home. However, sometimes regardless of economic level, this might not be feasible. This is where a Home Loan comes into play. A home Loan can help you build the home of your dreams while supporting you financially.

There are so many options available for getting a Home Loan. However, Aadhar Home Loans can be a perfect pick as they offer loans even if you receive a salary of just Rs.10,000 per month. Aadhar Housing Finance Ltd. is helping every individual build their own home by providing affordable home loans. To know more, let’s follow this article till the end.

Different types of Home Loans provided by Aadhar Housing Finance Ltd.

Home Loan for Salaried

Purpose: For salaried individuals working in different sectors and pay grades.
Loan Amount: Up to Rs 1 crore
Tenure: Up to 30 years for individuals receiving salary through bank accounts and up to 20 years for those receiving salary in cash

Home Loan for Self-employed

Purpose: For self-employed individuals, including those who don’t have any income documents
Loan Amount: Up to Rs 1 crore
Tenure: Up to 20 years (the borrower should be less than 70 years on loan maturity)

Home Improvement Loan

Purpose: For all the home renovation activities such as plastering, painting, plumbing, roofing, flooring, replacing any non-movable asset, grilling, etc.
Loan Amount: Up to Rs 1 crore
Tenure:

For applicants receiving salary through bank A/c- Up to 30 years

For applicants receiving salary in cash- Up to 20 years

For Self-employed- Up to 20 years (the borrower should be less than 70 years of age at the time of loan maturity)

Loan for Construction/Plot Purchase

Purpose: For Salaried/self-employed professionals to purchase non-agricultural land within Municipal or Local Development Authority limits
Loan Amount: Up to Rs 1 crore for plot purchase and up to Rs 1 crore for plot and construction
Tenure: Up to 20 years (plot loan only) and up to 30 years (plot + construction loan). The tenure should not exceed the retirement age.

Home Extension Loan

Purpose: For home extension needs that include new room addition or building new floors
Loan Amount: Up to Rs 1 crore
Tenure:

For applicants receiving salary through bank A/c- Up to 30 years

For applicants receiving salary in cash- Up to 20 years

For Self-employed- Up to 20 years (the borrower should be less than 70 years of age at the time of loan maturity)

Balance Transfer and Top-up

Purpose: To transfer existing loan from any other lender to Aadhar Housing FInance Ltd. at lower interest rates.
Tenure:

For applicants receiving salary through bank A/c- Up to 30 years

For self-employed- Up to 20 years (subject to retirement age)

For applicants receiving salary in cash – Up to 20 years

Covid-19 Warriors Griha Loan

Made for Covid frontline warriors looking to own a home at lower interest rates.
Complimentary health insurance (including covid related expenses).
Applicants with a low CIBIL score can apply.
Faster loan processing services.

Aadhar Gram Unnati

Purpose: It gives safe housing in small districts and towns, with no relation to the economic and personal status of the applicant. It involves the following features:

No income proof.
No professional bias
Doorstep service
Easy repayment
No income bias

Work Process

Start with AADHAR HOME LOAN in few steps

If you are planning to apply for a home loan at AADHAR HOME LOAN there are certain details that you should be aware of, Let’s discuss

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.