Bajaj Housing Loan Against Property
Right Documents - Easy ProcessRequired Documents to Apply for Bajaj Housing Finance Loan Against Property
Salaried income documents
KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details
Self Employed person documents
KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About Bajaj Housing Finance Loan Against Property
To address financial demands, Bajaj Housing Finance provides a secured loan against property. You can get high-value loans with reasonable interest rates and repayment terms over the period of time that you choose. They provide nominal interest rates starting at 8.25% p.a. that are reasonable and economical. The computation of information and documentation may be done quickly and simply.
Here are a few factors about Bajaj Housing Finance Loan Against Property
If you are looking to purchase a property but have a limited budget or don't want to take another
loan, consider a Loan Against Property (LAP). Under this scheme, you can obtain cash from banks using
the value of your existing property as collateral. Eligibility for LAP is fairly straightforward, and
it has no minimum requirement for income or assets. Your eligibility will be determined on the basis
of your existing property, its value, and various other factors. Bajaj Housing Finance Loan Against
Property is an excellent option for borrowers who want to keep a property they already own as
collateral and avail of funds.
With the Bajaj Housing Finance Loan Against Property, you can avail of a loan as high as Rs.5 Cr* or
higher, subject to eligibility and repayment over a tenor of up to 18 years. The loan will be
disbursed within three business days of submission of all necessary documentation.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.