Dcb Bank Loan Against Property

DCB Bank loan against property

Info

Customer Full Name *

Customer Email *

Customer Phone Number *

Employment Type *

Requirement (Loan Amount) *

PAN Card Number *

Personal Detail

Co-Applicant Details

Co-Applicant Name

Co-Applicant Aadhar No

Co-Applicant Pan Number

Co-Applicant DOB

Co-Applicant Email

Co-Applicant Mobile Number

Co-Applicant Gender

Co-Applicant Marital Status

Co-Applicant Spouse Name

Co-Applicant Spouse Employment

Applicant Details

Aadhar Number

Date of Birth

Gender

Mother Name

Marital Status

Spouse Name

Spouse Employment Status

Business Detail

Trade Name

Type of Business

Business Vintage

Industry Type

GST Registration

MSME Registration

No of Employee

Business Website

Name of Website

Business Run By

Since when you are filling Business ITR

Mention Business

Job Detail

Industry Type

Employer Type

Employer Name

Specific Employment Type

Current Job Vintage

Total Job Experience

Job Function

Employer Sector

Employer Website

Employer Website Name

Address

Office Address

Distance between Home & Office (in KM)

Office Address

Office Pincode

Office District

Office State

Current Address

Current Residence Address

Current Address Pincode

Current State

Residence Type

Residing With

Any Residence Utility Bill

Holder of Utility Bill(Residence)

Permanent Residence Address

Is Permanent Address Same

Permanent Address

Permanent Address Pincode

Permanent Address District

Permanent Address State

Income & Business Detail

Income Details

Gross Salary Per Month

Net Salary Per Month

Salary Mode

Banking Details

Salary credited in Salary Account

Salary Bank Account Name

Having Other Saving Account

No of Saving Account

Saving Bank Account Name

Debt Detail

Any Loan Running

Type of Loan Running

Any EMI Bounced in Last 6 Month

No of EMI Bounced

Any Settlement in Last 5 Years

Amount of Settlement

Any Loan Amount Overdue

Overdue Amount

Collateral Details

Property Type

Property Status

Legal Status

Technical Status

MAP Aproved

Property Market Value

Is LAP for New Property Purchase

Registry Value

ATS Value

Seller Name

Seller PAN Number

Other Detail

Other Details

Director in any Company

No of Company Director

Name of Company

Payslip Received

No of Payslip

TDS Deducted

EPF Deducted

Loan Purpose

Reference 2

Reference 1 Name

Reference 1 Mobile Number

Reference 1 Email

Reference 1 Address

Reference 2 Name

Reference 2 Mobile Number

Reference 2 Email

Reference 2 Address

Right Documents - Easy Process

Required Documents to Apply for DCB Loan Against Property

Salaried income documents

KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details

Self Employed person documents

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is

Company-MOA, AOA, COI , PAN Card
Partnership Firm/LLP- Partnership Deed & PAN Card
Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

KYC means Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

Company : Directors
Partnership firm/LLP : Partners
Proprietorship Firm : Spouse of Proprietor

2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

Share & Apply

About DCB Bank Loan Against Property

Every person's existence depends heavily on having a secure financial situation. Without question, financial stability is necessary to sustain oneself well in such a costly situation, whether you stay with loved ones in your own home or operate a commercial enterprise of your own.

Those who own their own homes are fortunate to have a valued asset that allows them to ask a trustworthy spouse for outside financial support. Simply put, you can look for a loan from DCB Bank that provides you with the lowest interest rate and processing charge, along with adaptive terms and conditions, using your valued asset, such as property. With an extended payback period of 15 years, DCB Bank offers great financial assistance to both residential and commercial clients.

Work Process

Save Your Time with a Simple Loan Process

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Let us take an example, How EMI is being calculated

Year	Principal (A)	Interest (B)	Total Payment (A + B)	Balance	Loan Paid To Date
2022	₹ 83,031	₹ 38,627	₹ 1,21,658	₹ 9,16,969	8.30%
Jul	₹ 13,610	₹ 6,667	₹ 20,276	₹ 9,86,390	1.36%
Aug	₹ 13,700	₹ 6,576	₹ 20,276	₹ 9,72,690	2.73%
Sep	₹ 13,792	₹ 6,485	₹ 20,276	₹ 9,58,898	4.11%
Oct	₹ 13,884	₹ 6,393	₹ 20,276	₹ 9,45,014	5.50%
Nov	₹ 13,976	₹ 6,300	₹ 20,276	₹ 9,31,038	6.90%
Dec	₹ 14,069	₹ 6,207	₹ 20,276	₹ 9,16,969	8.30%
2023	₹ 1,76,332	₹ 66,985	₹ 2,43,317	₹ 7,40,637	25.94%
Jan	₹ 14,163	₹ 6,113	₹ 20,276	₹ 9,02,805	9.72%
Feb	₹ 14,258	₹ 6,019	₹ 20,276	₹ 8,88,548	11.15%
Mar	₹ 14,353	₹ 5,924	₹ 20,276	₹ 8,74,195	12.58%
Apr	₹ 14,448	₹ 5,828	₹ 20,276	₹ 8,59,746	14.03%
May	₹ 14,545	₹ 5,732	₹ 20,276	₹ 8,45,202	15.48%
Jun	₹ 14,642	₹ 5,635	₹ 20,276	₹ 8,30,560	16.94%
Jul	₹ 14,739	₹ 5,537	₹ 20,276	₹ 8,15,821	18.42%
Aug	₹ 14,838	₹ 5,439	₹ 20,276	₹ 8,00,983	19.90%
Sep	₹ 14,937	₹ 5,340	₹ 20,276	₹ 7,86,046	21.40%
Oct	₹ 15,036	₹ 5,240	₹ 20,276	₹ 7,71,010	22.90%
Nov	₹ 15,136	₹ 5,140	₹ 20,276	₹ 7,55,874	24.41%
Dec	₹ 15,237	₹ 5,039	₹ 20,276	₹ 7,40,637	25.94%
2024	₹ 1,90,967	₹ 52,350	₹ 2,43,317	₹ 5,49,670	45.03%
Jan	₹ 15,339	₹ 4,938	₹ 20,276	₹ 7,25,298	27.47%
Feb	₹ 15,441	₹ 4,835	₹ 20,276	₹ 7,09,857	29.01%
Mar	₹ 15,544	₹ 4,732	₹ 20,276	₹ 6,94,313	30.57%
Apr	₹ 15,648	₹ 4,629	₹ 20,276	₹ 6,78,665	32.13%
May	₹ 15,752	₹ 4,524	₹ 20,276	₹ 6,62,913	33.71%
Jun	₹ 15,857	₹ 4,419	₹ 20,276	₹ 6,47,056	35.29%
Jul	₹ 15,963	₹ 4,314	₹ 20,276	₹ 6,31,094	36.89%
Aug	₹ 16,069	₹ 4,207	₹ 20,276	₹ 6,15,025	38.50%
Sep	₹ 16,176	₹ 4,100	₹ 20,276	₹ 5,98,848	40.12%
Oct	₹ 16,284	₹ 3,992	₹ 20,276	₹ 5,82,564	41.74%
Nov	₹ 16,393	₹ 3,884	₹ 20,276	₹ 5,66,172	43.38%
Dec	₹ 16,502	₹ 3,774	₹ 20,276	₹ 5,49,670	45.03%
2025	₹ 2,06,817	₹ 36,499	₹ 2,43,317	₹ 3,42,852	65.71%
Jan	₹ 16,612	₹ 3,664	₹ 20,276	₹ 5,33,058	46.69%
Feb	₹ 16,723	₹ 3,554	₹ 20,276	₹ 5,16,335	48.37%
Mar	₹ 16,834	₹ 3,442	₹ 20,276	₹ 4,99,501	50.05%
Apr	₹ 16,946	₹ 3,330	₹ 20,276	₹ 4,82,555	51.74%
May	₹ 17,059	₹ 3,217	₹ 20,276	₹ 4,65,495	53.45%
Jun	₹ 17,173	₹ 3,103	₹ 20,276	₹ 4,48,322	55.17%
Jul	₹ 17,288	₹ 2,989	₹ 20,276	₹ 4,31,035	56.90%
Aug	₹ 17,403	₹ 2,874	₹ 20,276	₹ 4,13,632	58.64%
Sep	₹ 17,519	₹ 2,758	₹ 20,276	₹ 3,96,113	60.39%
Oct	₹ 17,636	₹ 2,641	₹ 20,276	₹ 3,78,477	62.15%
Nov	₹ 17,753	₹ 2,523	₹ 20,276	₹ 3,60,724	63.93%
Dec	₹ 17,872	₹ 2,405	₹ 20,276	₹ 3,42,852	65.71%
2026	₹ 2,23,983	₹ 19,334	₹ 2,43,317	₹ 1,18,869	88.11%
Jan	₹ 17,991	₹ 2,286	₹ 20,276	₹ 3,24,862	67.51%
Feb	₹ 18,111	₹ 2,166	₹ 20,276	₹ 3,06,751	69.32%
Mar	₹ 18,231	₹ 2,045	₹ 20,276	₹ 2,88,520	71.15%
Apr	₹ 18,353	₹ 1,923	₹ 20,276	₹ 2,70,167	72.98%
May	₹ 18,475	₹ 1,801	₹ 20,276	₹ 2,51,691	74.83%
Jun	₹ 18,598	₹ 1,678	₹ 20,276	₹ 2,33,093	76.69%
Jul	₹ 18,722	₹ 1,554	₹ 20,276	₹ 2,14,371	78.56%
Aug	₹ 18,847	₹ 1,429	₹ 20,276	₹ 1,95,523	80.45%
Sep	₹ 18,973	₹ 1,303	₹ 20,276	₹ 1,76,550	82.34%
Oct	₹ 19,099	₹ 1,177	₹ 20,276	₹ 1,57,451	84.25%
Nov	₹ 19,227	₹ 1,050	₹ 20,276	₹ 1,38,224	86.18%
Dec	₹ 19,355	₹ 921	₹ 20,276	₹ 1,18,869	88.11%
2027	₹ 1,18,869	₹ 2,789	₹ 1,21,658	₹ 0	100.00%
Jan	₹ 19,484	₹ 792	₹ 20,276	₹ 99,385	90.06%
Feb	₹ 19,614	₹ 663	₹ 20,276	₹ 79,772	92.02%
Mar	₹ 19,745	₹ 532	₹ 20,276	₹ 60,027	94.00%
Apr	₹ 19,876	₹ 400	₹ 20,276	₹ 40,151	95.98%
May	₹ 20,009	₹ 268	₹ 20,276	₹ 20,142	97.99%
Jun	₹ 20,142	₹ 134	₹ 20,276	₹ 0	100.00%