Dmi Housing Home Loan

DMI Housing Home Loan

Info

Customer Full Name *

Customer Email *

Customer Phone Number *

Employment Type *

Requirement (Loan Amount) *

PAN Card Number *

Personal Detail

Co-Applicant Details

Co-Applicant Name

Co-Applicant Aadhar No

Co-Applicant Pan Number

Co-Applicant DOB

Co-Applicant Email

Co-Applicant Mobile Number

Co-Applicant Gender

Co-Applicant Mother Name

Co-Applicant Marital Status

Co-Applicant Spouse Name

Co-Applicant Spouse Employment

Applicant Details

Aadhar Number

Date of Birth

Gender

Mother Name

Marital Status

Spouse Name

Spouse Employment Status

Job Details

Industry Type

Employer Type

Employer Name

Specific Employment Type

Current Job Vintage

Total Job Experience

Job Function

Employer Sector

Employer Website

Employer Website Name

Address

Office Address

Distance between Home & Office (in KM)

Office Address

Office Pincode

Office District

Office State

Current Address

Current Residence Address

Current Address Pincode

Current District

Current State

Residence Type

Residing With

Any Residence Utility Bill

Holder of Utility Bill(Residence)

Period at Same Current Address

Permanent Residence Address

Is Permanent Address Same

Permanent Address

Permanent Address Pincode

Permanent Address District

Permanent Address State

Income & Banking Details

Income Details

Gross Salary Per Month

Net Salary Per Month

Salary Mode

Banking Details

Salary credited in Salary Account

Salary Bank Account Name

Having Other Saving Account

No of Saving Account

Saving Bank Account Name

Debt Details

Any Loan Running

Type of Loan Running

Existing EMI Paid

Any EMI Bounced in Last 6 Month

No of EMI Bounced

Any Settlement in Last 5 Years

Amount of Settlement

Any Loan Amount Overdue

Overdue Amount

Collateral Details

Property Type

Property Status

Legal Status

Technical Status

MAP Aproved

Property Market Value

Registry Value

ATS Value

Seller Name

Seller PAN Number

Other Details

Director in any Company

No of Company Director

Name of Company

Any Political Connection

Specify Link

Payslip Received

No of Payslip

TDS Deducted

EPF Deducted

Reference 1

Reference 1 Name

Reference 1 Mobile Number

Reference 1 Email

Reference 1 Address

Reference 2

Reference 2 Name

Reference 2 Mobile Number

Reference 2 Email

Reference 2 Address

Right Document : Easy Process

Required Documents to Apply for DMI Home Loan

Salaried income documents

KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details

Self Employed person documents

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if new purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is

Company-MOA, AOA, COI , PAN Card
Partnership Firm/LLP- Partnership Deed & PAN Card
Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

KYC means Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

Company : Directors
Partnership firm/LLP : Partners
Proprietorship Firm : Spouse of Proprietor

2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

Benefits of DMI Home Loan

There are several benefits of a DMI Home Loan, as follows:

Affordable Interest Rates

Flexible Payment Tenures

Safe & Trustworthy

Superfast Processing

Minimal Documentation

Zero Collateral

About DMI Home Loan

While applying for DMI Home Loan, both fixed and adjustable interest rates are available to applicants. In other circumstances, the loan may also be a mix of the two. DMI Housing Finance offers house loans with interest rates ranging from 11.75% to 15.50%.

Under the fixed DMI Home Loan Interest Rate, the interest rate offered will not change and will be constant as per what was at the disbursement. However, under the adjustable interest rate, as the government changes the home loan interest rate, it will change, and so will the amount of the loan to be paid.

Work Process

Start with DMI Home Loan in few steps

If you are planning to apply for a home loan at DMI Home Loan there are certain details that you should be aware of, Let’s discuss

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Let us take an example, How Home Loan Emi is being calculated.

For instance, if "Shubham" applies for a Home loan of INR 10 Lacs and get the loan sanctioned at the rate of 10 % with a tenure range of 10 years or 120 Months , in such a case his EMI would be INR 13,215 and complete repayment amount till the end of 10 years tenure would be 15,85,809 (i.e 13,215 EMI * 120 months),, wherein the total interest amount is INR 5,85,809 along with principal repayment of INR 10,00,000.Few additional charges like those of minimal one-time processing fee upto 7% of loan amount may apply. T& C apply.

Year	EMI	Interest Paid	Principle Paid	Outstanding Balance
2022	₹13215.07	₹49382.95	₹29907.47	₹1506518.42
Jul	₹13215.07	₹8333.33	₹4881.74	₹1572593.77
Aug	₹13215.07	₹8292.65	₹4922.42	₹1559378.70
Sep	₹13215.07	₹8251.63	₹4963.44	₹1546163.63
Oct	₹13215.07	₹8210.27	₹5004.80	₹1532948.56
Nov	₹13215.07	₹8168.56	₹5046.51	₹1519733.49
Dec	₹13215.07	₹8126.51	₹5088.56	₹1506518.42
2023	₹13215.07	₹94107.33	₹64473.54	₹1347937.58
Jan	₹13215.07	₹8084.10	₹5130.97	₹1493303.35
Feb	₹13215.07	₹8041.35	₹5173.73	₹1480088.28
Mar	₹13215.07	₹7998.23	₹5216.84	₹1466873.21
Apr	₹13215.07	₹7954.76	₹5260.32	₹1453658.14
May	₹13215.07	₹7910.92	₹5304.15	₹1440443.07
Jun	₹13215.07	₹7866.72	₹5348.35	₹1427228.00
Jul	₹13215.07	₹7822.15	₹5392.92	₹1414012.93
Aug	₹13215.07	₹7777.21	₹5437.86	₹1400797.86
Sep	₹13215.07	₹7731.89	₹5483.18	₹1387582.79
Oct	₹13215.07	₹7686.20	₹5528.87	₹1374367.72
Nov	₹13215.07	₹7640.13	₹5574.95	₹1361152.65
Dec	₹13215.07	₹7593.67	₹5621.40	₹1347937.58
2024	₹13215.07	₹87356.11	₹71224.78	₹1189356.74
Jan	₹13215.07	₹7546.82	₹5668.25	₹1334722.51
Feb	₹13215.07	₹7499.59	₹5715.48	₹1321507.44
Mar	₹13215.07	₹7451.96	₹5763.11	₹1308292.37
Apr	₹13215.07	₹7403.93	₹5811.14	₹1295077.30
May	₹13215.07	₹7355.51	₹5859.57	₹1281862.23
Jun	₹13215.07	₹7306.68	₹5908.40	₹1268647.16
Jul	₹13215.07	₹7257.44	₹5957.63	₹1255432.09
Aug	₹13215.07	₹7207.79	₹6007.28	₹1242217.02
Sep	₹13215.07	₹7157.73	₹6057.34	₹1229001.95
Oct	₹13215.07	₹7107.26	₹6107.82	₹1215786.88
Nov	₹13215.07	₹7056.36	₹6158.72	₹1202571.81
Dec	₹13215.07	₹7005.04	₹6210.04	₹1189356.74
2025	₹13215.07	₹79897.95	₹78682.93	₹1030775.90
Jan	₹13215.07	₹6953.29	₹6261.79	₹1176141.67
Feb	₹13215.07	₹6901.10	₹6313.97	₹1162926.60
Mar	₹13215.07	₹6848.49	₹6366.59	₹1149711.53
Apr	₹13215.07	₹6795.43	₹6419.64	₹1136496.46
May	₹13215.07	₹6741.94	₹6473.14	₹1123281.39
Jun	₹13215.07	₹6687.99	₹6527.08	₹1110066.32
Jul	₹13215.07	₹6633.60	₹6581.47	₹1096851.25
Aug	₹13215.07	₹6578.75	₹6636.32	₹1083636.18
Sep	₹13215.07	₹6523.45	₹6691.62	₹1070421.11
Oct	₹13215.07	₹6467.69	₹6747.39	₹1057206.04
Nov	₹13215.07	₹6411.46	₹6803.61	₹1043990.97
Dec	₹13215.07	₹6354.76	₹6860.31	₹1030775.90
2026	₹13215.07	₹71658.81	₹86922.05	₹872195.06
Jan	₹13215.07	₹6297.59	₹6917.48	₹1017560.83
Feb	₹13215.07	₹6239.95	₹6975.13	₹1004345.76
Mar	₹13215.07	₹6181.82	₹7033.25	₹991130.69
Apr	₹13215.07	₹6123.21	₹7091.86	₹977915.62
May	₹13215.07	₹6064.11	₹7150.96	₹964700.55
Jun	₹13215.07	₹6004.52	₹7210.55	₹951485.48
Jul	₹13215.07	₹5944.43	₹7270.64	₹938270.41
Aug	₹13215.07	₹5883.85	₹7331.23	₹925055.34
Sep	₹13215.07	₹5822.75	₹7392.32	₹911840.27
Oct	₹13215.07	₹5761.15	₹7453.92	₹898625.20
Nov	₹13215.07	₹5699.03	₹7516.04	₹885410.13
Dec	₹13215.07	₹5636.40	₹7578.67	₹872195.06
2027	₹13215.07	₹62556.94	₹96023.92	₹713614.22
Jan	₹13215.07	₹5573.24	₹7641.83	₹858979.99
Feb	₹13215.07	₹5509.56	₹7705.51	₹845764.92
Mar	₹13215.07	₹5445.35	₹7769.72	₹832549.85
Apr	₹13215.07	₹5380.60	₹7834.47	₹819334.78
May	₹13215.07	₹5315.31	₹7899.76	₹806119.71
Jun	₹13215.07	₹5249.48	₹7965.59	₹792904.64
Jul	₹13215.07	₹5183.10	₹8031.97	₹779689.57
Aug	₹13215.07	₹5116.17	₹8098.90	₹766474.50
Sep	₹13215.07	₹5048.68	₹8166.39	₹753259.43
Oct	₹13215.07	₹4980.63	₹8234.45	₹740044.36
Nov	₹13215.07	₹4912.01	₹8303.07	₹726829.29
Dec	₹13215.07	₹4842.81	₹8372.26	₹713614.22
2028	₹13215.07	₹52501.99	₹106078.90	₹555033.38
Jan	₹13215.07	₹4773.04	₹8442.03	₹700399.15
Feb	₹13215.07	₹4702.69	₹8512.38	₹687184.08
Mar	₹13215.07	₹4631.76	₹8583.32	₹673969.01
Apr	₹13215.07	₹4560.23	₹8654.84	₹660753.94
May	₹13215.07	₹4488.11	₹8726.97	₹647538.87
Jun	₹13215.07	₹4415.38	₹8799.69	₹634323.80
Jul	₹13215.07	₹4342.05	₹8873.02	₹621108.73
Aug	₹13215.07	₹4268.11	₹8946.97	₹607893.66
Sep	₹13215.07	₹4193.55	₹9021.52	₹594678.59
Oct	₹13215.07	₹4118.37	₹9096.70	₹581463.52
Nov	₹13215.07	₹4042.57	₹9172.51	₹568248.45
Dec	₹13215.07	₹3966.13	₹9248.95	₹555033.38
2029	₹13215.07	₹41394.13	₹117186.75	₹396452.54
Jan	₹13215.07	₹3889.05	₹9326.02	₹541818.31
Feb	₹13215.07	₹3811.34	₹9403.74	₹528603.24
Mar	₹13215.07	₹3732.97	₹9482.10	₹515388.17
Apr	₹13215.07	₹3653.95	₹9561.12	₹502173.10
May	₹13215.07	₹3574.28	₹9640.80	₹488958.03
Jun	₹13215.07	₹3493.94	₹9721.14	₹475742.96
Jul	₹13215.07	₹3412.93	₹9802.14	₹462527.89
Aug	₹13215.07	₹3331.24	₹9883.83	₹449312.82
Sep	₹13215.07	₹3248.88	₹9966.19	₹436097.75
Oct	₹13215.07	₹3165.83	₹10049.25	₹422882.68
Nov	₹13215.07	₹3082.08	₹10132.99	₹409667.61
Dec	₹13215.07	₹2997.64	₹10217.43	₹396452.54
2030	₹13215.07	₹29123.16	₹129457.74	₹237871.70
Jan	₹13215.07	₹2912.50	₹10302.58	₹383237.47
Feb	₹13215.07	₹2826.64	₹10388.43	₹370022.40
Mar	₹13215.07	₹2740.07	₹10475.00	₹356807.33
Apr	₹13215.07	₹2652.78	₹10562.29	₹343592.26
May	₹13215.07	₹2564.76	₹10650.31	₹330377.19
Jun	₹13215.07	₹2476.01	₹10739.07	₹317162.12
Jul	₹13215.07	₹2386.52	₹10828.56	₹303947.05
Aug	₹13215.07	₹2296.28	₹10918.80	₹290731.98
Sep	₹13215.07	₹2205.29	₹11009.79	₹277516.91
Oct	₹13215.07	₹2113.54	₹11101.53	₹264301.84
Nov	₹13215.07	₹2021.03	₹11194.05	₹251086.77
Dec	₹13215.07	₹1927.74	₹11287.33	₹237871.70
2031	₹13215.07	₹15567.22	₹143013.65	₹79290.86
Jan	₹13215.07	₹1833.68	₹11381.39	₹224656.63
Feb	₹13215.07	₹1738.84	₹11476.24	₹211441.56
Mar	₹13215.07	₹1643.20	₹11571.87	₹198226.49
Apr	₹13215.07	₹1546.77	₹11668.30	₹185011.42
May	₹13215.07	₹1449.53	₹11765.54	₹171796.35
Jun	₹13215.07	₹1351.49	₹11863.59	₹158581.28
Jul	₹13215.07	₹1252.62	₹11962.45	₹145366.21
Aug	₹13215.07	₹1152.94	₹12062.14	₹132151.14
Sep	₹13215.07	₹1052.42	₹12162.65	₹118936.07
Oct	₹13215.07	₹951.06	₹12264.01	₹105721.00
Nov	₹13215.07	₹848.86	₹12366.21	₹92505.93
Dec	₹13215.07	₹745.81	₹12469.26	₹79290.86
2032	₹13215.07	₹2262.21	₹77028.26	₹0.44
Jan	₹13215.07	₹641.90	₹12573.17	₹66075.79
Feb	₹13215.07	₹537.13	₹12677.95	₹52860.72
Mar	₹13215.07	₹431.48	₹12783.60	₹39645.65
Apr	₹13215.07	₹324.95	₹12890.13	₹26430.58
May	₹13215.07	₹217.53	₹12997.55	₹13215.51
Jun	₹13215.07	₹109.22	₹13105.86	₹0.44