DMI Housing Loan Against Property
Right Documents - Easy ProcessRequired Documents to Apply for DMI Loan Against Property
Salaried income documents
KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details
Self Employed person documents
KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About DMI BankLoan Against Property
DMI Loan Against Property, where your financial goals and the value of your property match We are aware that your property serves as more than simply a spot to live; it is a valuable asset that may help you achieve your goals.
You are more than simply a borrower while working with DMI Loan Against Property; you are a valued partner. Whether you want to develop your business, pay for higher education, pay off debt, or reach any other financial goal, we're here to turn the potential of your property into real prospects for success.
With a DMI Loan Against Property, you may open the doors to your goals. Let us assist you in utilizing your property as a success catalyst. To find out how we can help you achieve your financial goals, get in touch with us right now.
The National Housing Bank has DMI Housing Financing Private Limited listed as a registered housing finance
firm (NHB). Particularly for individuals in the lower income and economically underdeveloped groups, they
provide hassle-free, straightforward house loans. Their loans can be used to buy apartments and build plots,
renovate existing houses, add on to them, or give salaried and self-employed people secured loans against
their properties.
DMI allows self-employed people to keep their property or house as collateral for taking a loan for their
personal or business needs. Thus, the individual can use this loan to expand their business by keeping their
property as collateral. This way, a property that may not be coming under use can be used to get a loan.
Advantages of DMI Loan Against Property
Quick and easy loan approvals
Longer loan tenures
Attractive interest rates
Lowest processing fee of 0.50%
Loans for both residential and commercial properties
Flexible loan repayment options
Factors affecting DMI Loan Against Property
Factors affecting DMI Loan Against Property
Factors affecting DMI Loan Against Property
You professional: if you are a salaried employee, the interest rates will be lower compared to the self-employed or businesspeople.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.