| Bank Name | Rate of Interest % | Loan Tenure | Loan Amount | CIBIL Score | Action |
|---|---|---|---|---|---|
| India Gold | 0.77% | 1 Month | 20000 | 550 | Apply Now |
🏆 Gold Loan – Quick & Secure Financing Against Your Gold
Looking for instant funds without financial stress? With Crednova Fintech’s Gold Loan, you can unlock the true value of your gold ornaments and jewelry. Whether it’s for medical needs, education, business expansion, or personal expenses, our flexible loan solutions give you access to cash quickly, while keeping your gold safe and secure.
âś… Key Features of Gold Loan:
- Loan amount up to 75% of the gold’s market value
- Attractive interest rates starting from competitive levels
- Flexible repayment tenure up to 36 months
- No hidden charges with 100% transparency
- Instant approval & disbursal with minimal documentation
Safe, secure storage of your pledged gold
đź“„ Required Documents:
- KYC (PAN, Aadhaar, etc.)
- Address proof
- Recent passport-size photographs
Gold ornaments/jewelry to be pledged
✨ With Crednova Fintech’s Gold Loan, your gold works for you while it stays safe with us. Enjoy instant liquidity, flexible EMIs, and complete peace of mind
🏆 Key Features of Our Gold Loan
- Loan amount up to 75% of the gold’s market value
- Attractive interest rates for affordable borrowing
- Flexible repayment tenure of up to 36 months
- Hassle-free processing with minimal documentation
Safe & secure storage of pledged gold ornaments/jewelry
đź“„Basic Eligibility & Documents:
- Age: Minimum 21 years
- Documents Required: Valid ID proof, address proof, and recent photograph
Gold Requirement: Hallmarked gold ornaments/jewelry to be pledged
✨ With Crednova Fintech’s Gold Loan, you can unlock the hidden value of your gold without selling it. Enjoy quick approvals, transparent terms, and instant access to funds for any personal or business need. Apply online today or visit your nearest branch!
FAQs
- A gold loan is a type of secured loan where you can borrow money by pledging your gold ornaments or coins as collateral with a lender. The lender provides you with a loan amount based on the value of your gold.
- The value of your gold is determined based on its weight and purity. Lenders use a standardized method to assess the purity and weight of the gold items you pledge.
- You can use a gold loan for various purposes, including funding personal and business expenses, medical emergencies, education, and more. It is a versatile form of financing.
- No, your credit history is generally not a significant factor when applying for a gold loan. The loan is secured by your gold, so lenders are less concerned about your credit score.
- If you cannot repay the loan, the lender has the right to sell the gold you provided as collateral to recover the outstanding amount. It is essential to make timely repayments to avoid losing your gold.