Hdfc Bank Used Car Loan

HDFC Bank Used Car Loan

Info

Customer Full Name *

Customer Email *

Customer Phone Number *

Employment Type *

Requirement (Loan Amount) *

PAN Card Number *

Personal Details

Co-Applicant Details

Co-Applicant Name

Co-Applicant Aadhar No

Co-Applicant Pan Number

Co-Applicant DOB

Co-Applicant Email

Co-Applicant Mobile Number

Co-Applicant Mother Name

Co-Applicant Marital Status

Co-Applicant Spouse Name

Co-Applicant Spouse Employment

Applicant Details

Aadhar Number

Date of Birth

Mother Name

Marital Status

Spouse Name

Spouse Employment Status

Job Details

Industry Type

Having Official Email ID

Office Email

Employer Type

Employer Name

Specific Employment Type

Current Job Vintage

Total Job Experience

Job Function

Employer Sector

Employer Website

Employer Website Name

Address

Office Address

Distance between Home & Office (in KM)

Office Address

Office Pincode

Office District

Office State

Current Address

Current Residence Address

Current Address Pincode

Current District

Current State

Residence Type

Residing With

Any Residence Utility Bill

Holder of Utility Bill(Residence)

Period at Same Current Address

Permanent Residence Address

Is Permanent Address Same

Permanent Address

Permanent Address Pincode

Permanent Address District

Permanent Address State

Income & Banking Details

Income Details

Gross Salary Per Month

Net Salary Per Month

Salary Mode

Banking Details

Salary credited in Salary Account

Salary Bank Account Name

Having Other Saving Account

No of Saving Account

Saving Bank Account Name

Debt Details

Any Loan Running

Type of Loan Running

Existing EMI Paid

Any EMI Bounced in Last 6 Month

No of EMI Bounced

Any Settlement in Last 5 Years

Amount of Settlement

Any Loan Amount Overdue

Overdue Amount

Car Details

Manufacturer Name

Car Model Year

Current Market Value

Purchase Price

Car Model Name

Car Variant

Other Car Manufacturer

Other Details

Director in any Company

No of Company Director

Name of Company

Any Political Connection

Specify Link

Payslip Received

No of Payslip

TDS Deducted

EPF Deducted

Reference 1

Reference 1 Name

Reference 1 Mobile Number

Reference 1 Email

Reference 1 Address

Reference 2

Reference 2 Name

Reference 2 Mobile Number

Reference 2 Email

Reference 2 Address

Work Process

Save Your Time with a Simple Loan Process

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Are you planning to buy a pre-owned car? Got your eye on the latest high-end sedan? Or, perhaps you are looking for something more practical - a small hatchback with five doors and four seats. Either way, there are numerous choices when it comes to buying a used automobile. If you want to purchase a used car or HDFC Bank, you can avail yourself Up to 95% of the valuation amount; Up to 85% of the valuation amount(refinance loan), at attractive interest rates.

Documents required for HDFC Bank Used Car Loan

Salaried Individuals to Apply for HDFC Bank Used Car Loan

This includes doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, stat,e and local bodies
Individuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenure
Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
Those who earn a minimum of Rs. 2,50,000 per year, including the income of the spouse

Self-Employed Individuals (Sole Proprietorship):

This includes self-employed sole proprietors in the business of manufacturing, trading or services
Individuals who are a minimum of 25 years of age at the time of applying for the loan, and no older than 65 at the end of the loan tenure
Those who have been in business for a minimum of 3 years
Should earn at least Rs. 2,50,000 per annum

Self-Employed Individuals (Partnership Firms):

This includes self-employed partners in the business of manufacturing, trading or services
Individuals who earn at least Rs. 2,50,000 per annum
Those who have a minimum turnover of Rs. 4,50,000 per annum
Individuals who have a residence or office telephone line. A post-paid mobile phone that is a minimum of three months old is acceptable if only one landline is available

Self Employed Individuals (Private Limited Companies):

This includes individuals who own a private company in the business of manufacturing, trading or services
Should earn at least Rs. 2,50,000 per annum
Individuals who have an office landline

Let us take an example, How EMI is being calculated

Year	Principal (A)	Interest (B)	Total Payment (A + B)	Balance	Loan Paid To Date
2022	₹ 83,031	₹ 38,627	₹ 1,21,658	₹ 9,16,969	8.30%
Jul	₹ 13,610	₹ 6,667	₹ 20,276	₹ 9,86,390	1.36%
Aug	₹ 13,700	₹ 6,576	₹ 20,276	₹ 9,72,690	2.73%
Sep	₹ 13,792	₹ 6,485	₹ 20,276	₹ 9,58,898	4.11%
Oct	₹ 13,884	₹ 6,393	₹ 20,276	₹ 9,45,014	5.50%
Nov	₹ 13,976	₹ 6,300	₹ 20,276	₹ 9,31,038	6.90%
Dec	₹ 14,069	₹ 6,207	₹ 20,276	₹ 9,16,969	8.30%
2023	₹ 1,76,332	₹ 66,985	₹ 2,43,317	₹ 7,40,637	25.94%
Jan	₹ 14,163	₹ 6,113	₹ 20,276	₹ 9,02,805	9.72%
Feb	₹ 14,258	₹ 6,019	₹ 20,276	₹ 8,88,548	11.15%
Mar	₹ 14,353	₹ 5,924	₹ 20,276	₹ 8,74,195	12.58%
Apr	₹ 14,448	₹ 5,828	₹ 20,276	₹ 8,59,746	14.03%
May	₹ 14,545	₹ 5,732	₹ 20,276	₹ 8,45,202	15.48%
Jun	₹ 14,642	₹ 5,635	₹ 20,276	₹ 8,30,560	16.94%
Jul	₹ 14,739	₹ 5,537	₹ 20,276	₹ 8,15,821	18.42%
Aug	₹ 14,838	₹ 5,439	₹ 20,276	₹ 8,00,983	19.90%
Sep	₹ 14,937	₹ 5,340	₹ 20,276	₹ 7,86,046	21.40%
Oct	₹ 15,036	₹ 5,240	₹ 20,276	₹ 7,71,010	22.90%
Nov	₹ 15,136	₹ 5,140	₹ 20,276	₹ 7,55,874	24.41%
Dec	₹ 15,237	₹ 5,039	₹ 20,276	₹ 7,40,637	25.94%
2024	₹ 1,90,967	₹ 52,350	₹ 2,43,317	₹ 5,49,670	45.03%
Jan	₹ 15,339	₹ 4,938	₹ 20,276	₹ 7,25,298	27.47%
Feb	₹ 15,441	₹ 4,835	₹ 20,276	₹ 7,09,857	29.01%
Mar	₹ 15,544	₹ 4,732	₹ 20,276	₹ 6,94,313	30.57%
Apr	₹ 15,648	₹ 4,629	₹ 20,276	₹ 6,78,665	32.13%
May	₹ 15,752	₹ 4,524	₹ 20,276	₹ 6,62,913	33.71%
Jun	₹ 15,857	₹ 4,419	₹ 20,276	₹ 6,47,056	35.29%
Jul	₹ 15,963	₹ 4,314	₹ 20,276	₹ 6,31,094	36.89%
Aug	₹ 16,069	₹ 4,207	₹ 20,276	₹ 6,15,025	38.50%
Sep	₹ 16,176	₹ 4,100	₹ 20,276	₹ 5,98,848	40.12%
Oct	₹ 16,284	₹ 3,992	₹ 20,276	₹ 5,82,564	41.74%
Nov	₹ 16,393	₹ 3,884	₹ 20,276	₹ 5,66,172	43.38%
Dec	₹ 16,502	₹ 3,774	₹ 20,276	₹ 5,49,670	45.03%
2025	₹ 2,06,817	₹ 36,499	₹ 2,43,317	₹ 3,42,852	65.71%
Jan	₹ 16,612	₹ 3,664	₹ 20,276	₹ 5,33,058	46.69%
Feb	₹ 16,723	₹ 3,554	₹ 20,276	₹ 5,16,335	48.37%
Mar	₹ 16,834	₹ 3,442	₹ 20,276	₹ 4,99,501	50.05%
Apr	₹ 16,946	₹ 3,330	₹ 20,276	₹ 4,82,555	51.74%
May	₹ 17,059	₹ 3,217	₹ 20,276	₹ 4,65,495	53.45%
Jun	₹ 17,173	₹ 3,103	₹ 20,276	₹ 4,48,322	55.17%
Jul	₹ 17,288	₹ 2,989	₹ 20,276	₹ 4,31,035	56.90%
Aug	₹ 17,403	₹ 2,874	₹ 20,276	₹ 4,13,632	58.64%
Sep	₹ 17,519	₹ 2,758	₹ 20,276	₹ 3,96,113	60.39%
Oct	₹ 17,636	₹ 2,641	₹ 20,276	₹ 3,78,477	62.15%
Nov	₹ 17,753	₹ 2,523	₹ 20,276	₹ 3,60,724	63.93%
Dec	₹ 17,872	₹ 2,405	₹ 20,276	₹ 3,42,852	65.71%
2026	₹ 2,23,983	₹ 19,334	₹ 2,43,317	₹ 1,18,869	88.11%
Jan	₹ 17,991	₹ 2,286	₹ 20,276	₹ 3,24,862	67.51%
Feb	₹ 18,111	₹ 2,166	₹ 20,276	₹ 3,06,751	69.32%
Mar	₹ 18,231	₹ 2,045	₹ 20,276	₹ 2,88,520	71.15%
Apr	₹ 18,353	₹ 1,923	₹ 20,276	₹ 2,70,167	72.98%
May	₹ 18,475	₹ 1,801	₹ 20,276	₹ 2,51,691	74.83%
Jun	₹ 18,598	₹ 1,678	₹ 20,276	₹ 2,33,093	76.69%
Jul	₹ 18,722	₹ 1,554	₹ 20,276	₹ 2,14,371	78.56%
Aug	₹ 18,847	₹ 1,429	₹ 20,276	₹ 1,95,523	80.45%
Sep	₹ 18,973	₹ 1,303	₹ 20,276	₹ 1,76,550	82.34%
Oct	₹ 19,099	₹ 1,177	₹ 20,276	₹ 1,57,451	84.25%
Nov	₹ 19,227	₹ 1,050	₹ 20,276	₹ 1,38,224	86.18%
Dec	₹ 19,355	₹ 921	₹ 20,276	₹ 1,18,869	88.11%
2027	₹ 1,18,869	₹ 2,789	₹ 1,21,658	₹ 0	100.00%
Jan	₹ 19,484	₹ 792	₹ 20,276	₹ 99,385	90.06%
Feb	₹ 19,614	₹ 663	₹ 20,276	₹ 79,772	92.02%
Mar	₹ 19,745	₹ 532	₹ 20,276	₹ 60,027	94.00%
Apr	₹ 19,876	₹ 400	₹ 20,276	₹ 40,151	95.98%
May	₹ 20,009	₹ 268	₹ 20,276	₹ 20,142	97.99%
Jun	₹ 20,142	₹ 134	₹ 20,276	₹ 0	100.00%