| Bank Name | Rate of Interest % | Login Fees | CIBIL Score | Loan Amount | Action |
|---|---|---|---|---|---|
| L & T Finance Services Bank Home Loan | 8.5% | 1000/- | 650 | 3000000 | Apply Now |
| DCB Bank Home Loan | 9.25% | 2500/- | 650 | 5,00,000 | Apply Now |
| Federal Bank Home Loan | 7.3% | 3500/- | 700 | 5,00,000 | Apply Now |
| Karnataka Bank Home Loan | 7.3% | 2500/- | 700 | 5,00,000 | Apply Now |
| PNB Housing Home Loan | 7.5% | 3500/- | 650 | 5,00,000 | Apply Now |
| Axis Bank Home Loan | 8% | 5000/- | 700 | 3,00,000 | Apply Now |
| Tata Capital Home Loan | 7.5% | 5000/- | 650 | 5,00,000 | Apply Now |
| ICICI Bank Home Loan | 7.45% | 5000/- | 750 | 5,00,000 | Apply Now |
| Aditya Birla Housing Home Loan | 7.75% | 6000/- | 650 | 5,00,000 | Apply Now |
| HDFC Bank Home Loans | 7.75% | 3300/- | 750 | 5,00,000 | Apply Now |
| Bank of Baroda Home Loan | 7.2% | 8500/- | 700 | 1,00,000 | Apply Now |
| Aadhar Housing Home Loan | 11.75% | 3500/- | 650 | 50000 | Apply Now |
| Indian Bank Home Loans | 7.4% | N/A/- | 700 | 1,00,000 | Apply Now |
| Shubham Housing Home Loan | 10.45% | 4000/- | 600 | 1,00,000 | Apply Now |
| Bajaj Housing Home Loan | 7.15% | 10000/- | 725 | 5,00,000 | Apply Now |
| DMI Housing Home Loan | 8.99% | 3000/- | 650 | 1,00,000 | Apply Now |
| PNB Home Loan | 8.5% | 2500/- | 700 | 1,00,000 | Apply Now |
| SBI Home Loan | 7.5% | 2000/- | 700 | 1,00,000 | Apply Now |
| Bank of India Home Loan | 7.1% | 1500/- | 700 | 1,00,000 | Apply Now |
| Bank of Maharashtra Home Loan | 7.1% | N/A/- | 700 | 1,00,000 | Apply Now |
| Canara Bank Home Loan | 7.4% | 1500/- | 700 | 1,00,000 | Apply Now |
| Kotak Bank Home Loan | 7.99% | 5000/- | 700 | 3,00,000 | Apply Now |
| IndusInd Bank Home Loan | 7.1% | 2500/- | 700 | 5,00,000 | Apply Now |
| Indiabulls Finance Home Loan | 8.75% | 5000/- | 650 | 2,00,000 | Apply Now |
| Union Bank Home Loan | 7.15% | 5000/- | 700 | 1,00,000 | Apply Now |
| Satin Housing Home Loan | 9% | 1180/- | 650 | 1,00,000 | Apply Now |
| Central Bank Home Loan | 7.1% | 5000/- | 700 | 2,00,000 | Apply Now |
| Capri Housing Home Loan | 10% | 2000/- | 650 | 2,00,000 | Apply Now |
| IDFC Bank Home Loan | 8.85% | 10000/- | 700 | 5,00,000 | Apply Now |
| Poonawalla Home Loan | 8% | 5000/- | 650 | 5,00,000 | Apply Now |
| Mahindra Housing Home Loan | 9% | 7500/- | 650 | 5,00,000 | Apply Now |
| SMFG India Credit (Grahshakti Home Loan upto 75 lac) | 10.5% | 8000/- | 650 | 5,00,000 | Apply Now |
| Vastu Home Loan | 11% | 5000/- | 650 | 1,00,000 | Apply Now |
| Hero Housing Home Loan | 9.5% | 7500/- | 650 | 5,00,000 | Apply Now |
| Aavas Home Loan | 9% | 6000/- | 650 | 1,00,000 | Apply Now |
| Hinduja Housing Home Loan | 9.75% | 7500/- | 650 | 5,00,000 | Apply Now |
| Shriram Housing Home Loan | 10.5% | 8000/- | 650 | 5,00,000 | Apply Now |
| Vistaar Home Loan | 10.75% | 7000/- | 650 | 3,00,000 | Apply Now |
| Axis Finance Home Loan | 9.25% | 10000/- | 700 | 5,00,000 | Apply Now |
| ICICI Home Finance Home Loan | 9.5% | 10000/- | 700 | 5,00,000 | Apply Now |
| Yes Bank Home Loan | 9.25% | 10000/- | 700 | 10,00,000 | Apply Now |
| Anand Rathi Home Loan | N/A% | N/A/- | N/A | N/A | Apply Now |
| Hero Fincorp Home Loan | 18% | 5000/- | 650 | 50000 | Apply Now |
| Tata Housing Home Loan | 9.4% | 10000/- | 700 | 5,00,000 | Apply Now |
| Unity Bank Home Loan | N/A% | N/A/- | N/A | N/A | Apply Now |
| Jana Bank Home Loan | N/A% | N/A/- | N/A | N/A | Apply Now |
| GIC Housing Home Loan | 9.25% | 10000/- | 700 | 5,00,000 | Apply Now |
| Suryoday Home Loan | 11% | 6000/- | 650 | 2,00,000 | Apply Now |
| L&T Housing Home Loan | 7.75% | 0.01/- | 700 | 20,00,000 | Apply Now |
| Utkarsh Bank Home Loan | 9.5% | 0.01/- | 650 | 5,00,000 | Apply Now |
| SMFG India Home Loan | 10.5% | 0.03/- | 650 | 5,00,000 | Apply Now |
| PNB Card Home Loan | N/A% | N/A/- | N/A | N/A | Apply Now |
| Axis Bank (Asha Home Loan) | 10.05% | 0.02/- | 650 | 1,00,000 | Apply Now |
Home is where the heart is!
Regardless of their economic category, every individual desires a sweet abode they can call home. Some people get the privilege to own one, and some just keep it on their bucket list for years and years. But gone are the days when people had to wait for decades to invest in their house; now, with the help of convenient home loans, it is a matter of days. A home loan helps those who want to invest in a house but don’t have the right financial position to do so.
With the help of a home loan, an individual can easily purchase or build a home of their own and repay the amount in easy EMIs. A Home is more than just a property for people, it’s a space for them to create memories with their loved ones. Therefore, the urge to own a house is more than just a status symbol in India. The concept of Home Loans has helped crores of people buy a space they can call their own.
How Does a Home Loan Work?
A Home loan works by providing individuals with a lump sum of money that they can use for their House Purchase and repay within the given repayment tenure, keeping the interest rates in mind. Let’s break down the steps for you:
- Home Loan Application Submission
- Eligibility and Credit Check of the Borrower
- Loan Approvals
- Disbursements
- Repayment terms
- Monthly Payments
- Prepayment and Penalties
- Use of the Loan for Property Purchase
- Completion of the Loan
Key Benefits of Our Home Loans
Low Interest Rates – Enjoy competitive rates that make your EMIs affordable.
Higher Loan amount – Loan range starting from from 10 lacs up to 100 cr.
Minimal Processing Fee – Pay less upfront with our low processing charges.
No Hidden Charges – Transparent terms and conditions with no surprise fees.
Zero Prepayment Penalty – Pay off your loan early without any extra cost.
Daily Reducing Balance Interest – Interest is calculated on the daily reducing balance, saving you more
Benefits of a Home Loan
Own a property and build equity over time
Manageable Monthly Payments
Tax Benefits
Various Loan Options
Long-term Investment
Credit Building
FAQs
- A home loan, also known as a mortgage, is a type of loan provided by financial institutions to help individuals purchase a home. The loan is secured by the property being purchased.
- When you take out a home loan, the lender provides you with a sum of money to buy a home. You then repay the loan amount, including interest, over a specified period, usually through monthly installments.
The loan-to-value ratio is the percentage of the home’s purchase price that the lender is willing to finance. The remaining amount is the down payment you need to make.
- With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. An adjustable-rate mortgage has an interest rate that can change periodically, typically after an initial fixed period.
- Home loan terms can vary, but they typically range from 15 to 30 years. Shorter terms often come with higher monthly payments but lower total interest costs.